Beyond Personal Finance
Beyond Personal Finance is a full-contact money simulation—career, rent, kids, crisis, and all. With video lessons and real math, it builds financial literacy, smart decisions, and real-world budgeting skills.
$160
Quantity:
Nonreligious
In a Curriculum Kit
Consumable
Please note: The Teacher Workbook is currently backordered from the publisher. We expect to have it back in stock early April 2026. Thank you for your patience.
2026 Ninth-Grade Curriculum Kit
Knowing financial vocabulary and making financial decisions are not the same thing. Beyond Personal Finance bridges that gap by placing your teen inside a simulated adult life where every decision affects what comes next. Over this one-semester course (typically counted as ½ credit), your teen chooses a career, earns income, rents housing, buys vehicles, pays taxes, invests, budgets for major expenses, and manages the financial realities that come with adult responsibilities.
The course combines workbook activities, online worksheets, and short video lessons that explain both the mechanics behind financial decisions and the consequences that often follow them.
Students do more than calculate numbers. They experience what happens when expenses stack up, budgets get stretched, priorities compete, and long-term decisions begin limiting short-term choices.
The simulation follows a young adult through increasingly complex stages of life, allowing students to experience financial tradeoffs while mistakes still cost nothing more than a better decision next time.
Some teens become cautious planners. Others discover that their dream lifestyle costs more than expected. Most finish with a clearer understanding of why adulthood involves so many spreadsheets.
Beyond Personal Finance emphasizes decision-making, budgeting, planning, and financial reasoning, so students leave with more than definitions—they leave with practice.
Find answers to the most frequently asked questions about this product below:
This class allows your student to look into the future and make real life choices for his/herself. With other personal finance books/curriculum you simply learn about finance. This class will let your student live it. And isn't life a better teacher than a book? See the syllabus HERE
- May 19, 2026
Steph H.
Beyond Personal Finance is a great course take. After we mastered the rhythm of mom not forgetting to mark and give "bonuses," he quickly found the course to be easy to follow. It sparked some really good conversations about how much things can cost and our own choices in those matters. He noticed and appreciated some of the decisions his parents had made over the years, even if the decisions weren't always the "fun" ones. The course really sticks to real life - it's better than the one I took in high school. Highly recommend this one!
- April 17, 2026
A P.
My boys have really learned a lot with this. I would even say they have enjoyed it after they got the hang of it. They both found the information to be informative and useful. One found out they can't just buy anything they want because life will throw you some curveballs. It was fun listening to them discuss with one another what they pulled from the "plot twist of doom" (what they called it). "Did you see how much health insurance cost? Wow, kids are expensive!" Overall, a great program to teach teens about real life finance.
- July 14, 2025
Great Curriculum with Room for Minor Improvements
Dee
Beyond Personal Finance is a solid, engaging curriculum that helps students understand real-life financial decisions in a practical way. It covers important topics like budgeting, careers, loans, and investing using interactive lessons and realistic scenarios. One small downside is that the font throughout the materials is unusually large, which makes some pages feel bulky or stretched out. A more compact layout could improve readability and flow. Overall, it's a great tool for preparing teens for the financial responsibilities of adulthood.
- September 6, 2024
Look fun!
Dan A.
Looking through this book quickly, it looks very interesting and applicable to real life situations which is nice. Ready to jump in and explore everything finance!
